Benefits of Property Insurance

BenefitsofPropertyInsurance

Have you insured your property? If not, it’s time you did! With the rising costs of living increasing day by day, as a homeowner, it is your responsibility to protect your home & its contents. Your home is the biggest & most costly investment you’ll ever make in your lifetime. It is only sensible to protect your investment with insurance. 

Here are a few benefits of property insurance brought to you by Vishraam Builders, eminent builders of flats in Thrissur & apartments in Guruvayur.

Protection against Liability

ProtectionagainstLiability

It’s a lesser known benefit of property insurance policies. When you’re a careful homeowner you can prevent a lot of accidents and injuries, but when an incident happens like a fire or mechanical damage which could include your neighbor’s home, your property insurance Liability coverage can be of help. It protects against these costly incidents & will also cover the medical expenses of a guest injured in your property.

Protection against Power Outages

Protection against Power Outages

Power outages can occur from time to time in flats in Thrissur & these can cause serious damage to your devices and shorten their lifespan significantly. Property insurance can cover losses caused by power outages.

Protection against Property Damage

You get coverage against a lot of natural disasters like monsoons and floods, fires, earthquakes, theft, and other weather-related damages. Whatever be your property size, location, and other security features that you may have added there’s always the danger of fires, floods, or burglaries. 

Protection for Art and Jewelry

Protection for Art and Jewelry

Homeowners of apartments in Guruvayur who possess expensive jewelry, art pieces, or other valuable possessions in their home can think about an add on feature to your property insurance. This will pay out for any damages to your personal items. Keep in mind, though, that these add-ons only usually have a fixed amount that will be paid.

Protection for Commercial Ventures

When you rent your flat in Thrissur out to a third-party you are held responsible for any structural damages or personal injuries that they may cause during the occupancy. Your property insurance can provide protection against damage for all these. 

Points to keep in mind while insuring your home:

Whileinsuringyourhome

  • Always maintain proof of all your insured items in order to claim them.
  • No claims can be made for unauthorized construction, so make your investment wisely.
  •  Get a quote of the reconstruction cost from a contractor for extensive coverage when the time comes for policy renewal.
  • The home insurance policy only covers the building and its components. It does not cover the land.
  • Tenants can insure the contents of the house they are living in.

You can get the ultimate luxury of peace of mind by getting your home insured. Be it an apartment in Guruvayur or a villa, once you have selected your policy and paid your premium, protecting your property is no longer your responsibility but that of your insurer. Now that you know the benefits of property insurance get along & do it ASAP!

Things you’ll need for your first home

Things you'll need for your first home

It is a moment of pride for anyone to move into his/her own home. If you are going to start living in flats in Thrissur or apartments in Guruvayur, how to setup the new home and where to start are questions you face when you set up your own place for the very first time. We are sure you might be having your own long list of things to buy. But let’s start off by checking out the list of bare essentials here – the things you’ll need for your first home to live comfortably and safely.

To liven up your space

Furniture & furnishings along with accessories are an absolute necessity if you want to relax in your new home. So buy wisely! Things needed will be Chairs, Coffee table, Curtains (including the rods), Bookshelves, Lamp, TV along with a stand or mountings to keep it, Wall hanging, Photo frames & cushions.

Laundry Basket

You may not want to ruin your bedroom or the bathroom with dirty laundry strewn about. Just store them in style with good looking laundry baskets.

Making Cleaning easy

Making Cleaning easy

New place or old one cleaning is needed. So be prepared with the dusters, dust pans, cleaning agents and soap buckets, Wiping clothes, Scrubbers, Sponges, Washing liquid, Cleaning sprays, General disinfectant, Sweeping brush, Mop & Vacuum cleaner.

Sleeping at peace

Sleeping comfortably in your flats in Thrissur is a most essential thing! The most important things needed in a Bedroom are Bed, Bedside table, Mattress, Bedside lamp, Bed sheets, Duvet and its cover, Pillows and their covers, Wardrobe, Alarm clock or any wall clock, Chest of drawers, Dressing table, Clothes hangers & more. Buying a Divan bed or a futon is a brilliant idea if your new home is short in space.

All for a functional kitchen

All for a functional kitchen

Unless the kitchen is set, an apartment is incomplete! A fully functional kitchen needs a Kitchen table, Refrigerator, Dustbin, Kettle, Toaster, Microwave/Gas oven, Blender/ Mixer are the basic kitchen appliances needed. Get a basic set of Plates, Spoons, Forks, Knives, Drinking glasses, Cups and mugs and cookware to prepare and eat your meals.

Emergency light

An absolute necessity in your new home! Be prepared for the frequent power failures in the state.

A little bit of green

A little bit of green

It’s always good to bring in a little bit of greenery inside the house. Fresh plants and flowers can fill up a room with positivity, calm and freshness. You can have potted plants, hanging pots or a bunch of flowers & feel the difference it makes to your room.

Hardware tools & equipment

You can take care of any small installation or repair with proper tools & equipment like Screwdriver, Tester, Step ladder, Hammer, Pliers, Drill etc.

Now that you have the list of things you’ll need for your first home in place, it’s the time to look around & shop wisely. Vishraam Builders, eminent builders in Thrissur brings to you flats in Thrissur & apartments in Guruvayur, to set up your new home. Call us to know more.