Property Transfer – the Intricacies

The happiness of buying a house with your own earnings – nothing can match it! After months spent on searching, you zero in on a property and pour in your hard-earned money and lifelong savings in buying it. But it is not a bed of Roses! Most of us do not know about the essentials of property transfer – the post purchase paperwork we should need to complete.

Vishraam Builders, leading builders in Thrissur brings to you two important aspects of the property transfer process:

The property tax record

Many homebuyers are unaware that changing the Tax records in the property records should be done when ownership changes hands. If the change of ownership takes place in flats in Thrissur and the municipal authorities are not notified on time, tax receipts will still be generated on behalf of the previous owner.

Change name in the Property Tax document

Submit the following documents to change the name on the property tax documents of flats in Thrissur:

  • Attested copy of the sales transaction deed
  • Receipt of the tax last paid
  • Properly filled application form with signatures
  • No Objection Certificate from the associated housing society

Mutation of property

A process that helps in transferring the title ownership from the property owner to the buyer after purchasing the property. The government can levy taxes on the new owner of the property. You will need to submit an application to the Tehsildar with a non-judicial stamp on it. The No Objection Certificate (NOC) for the purchase case and an affidavit for the inherited case are the most important documents.

The MoU

Before buying properties in Kerala, you need to sign a deed. The buyer and the seller need to process and sign Memorandum of Understanding (MoU) before signing the actual deed. The MoU contains the important information like

  • Price of the property
  • Date of the agreement
  • Consent and details of both the parties
  • Duration by which the amount must be paid.

Types of deed

There are 4 types of deeds in property transfer:

  • Relinquishment deed – when an owner transfers and thereby relinquishes his/her property rights to the co-owner.
  • Sale deed – whenever the property is being purchased.
  • Transfer deed- used for the transaction of the property. It should be done compulsorily in front of a witness and it cannot be signed while the property is on sale.
  • Gift deed -when someone is gifting the property without obtaining a price. But it needs to be signed in the presence of a witness and registered before being gifted.

Things to consider before transfer of flats in Thrissur:

  • Hiring an attorney
  • Be up to date about the present market value
  • Notarizing the deed
  • Exemption of taxes
  • Be well versed about the legal documentation involved
  • Be well acquainted about the description of the properties like address, dimensions, landmark and details of owner and buyer.

Property transfer takes time you can remove the stress out of the process by knowing about the essentials of property transfer. Get in touch with us at Vishraam Builders to book your apartments in Thrissur.

How to check whether a property is mortgaged or not?

Today there have been more instances of fraudulent real estate than ever before. Many cases have been registered where multiple loans have been sanctioned against the same property. How can you check whether the property you are going to buy has been mortgaged before?

Here’s a guide from Vishraam Builders, leading builders in Thrissur, on how to go about it…

Can a builder take a loan on already sold units of flats?

 No, the builder cannot mortgage flats already sold to homebuyers. According to law, the builder’s authority over a unit within the project is given up as soon as the buyer gets the property registered under his name at the sub-registrar’s office. After paying the registration and stamp duty charges to the government authorities and clearing all earlier dues, the homebuyer is the legal owner of the apartment .

When you are looking to buy a flat in Thrissur, it is easy now to find out whether the property is mortgaged with any bank or a housing finance company. The Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) will help you do so. It is a new company incorporated by the department of financial services under the aegis of the ministry of finance.

What is the registry?

The CERSAI will act as a central registry and maintain records of all properties against which loans have been sanctioned. The registry will also maintain the records of all properties auctioned by asset reconstruction companies. CERSAI acts as a risk mitigation tool for the Banks / Housing Finance companies, FIs and public at large to prevent multiple financing against the same property.

How can you access

Online search is possible on the website of the registry to enable them to inspect the property records maintained by the Registry. The search can be made on the basis of both Asset Details like property registration number, address and Debtor’s details to get you information on its loan status by paying a small fee.

The limitations

In CERSAI, it has not become compulsory for lending institutions to provide details of the property against which there is already a loan running. This means the registry will showcase the status of properties on which loans have been taken recently. However, the government may make it mandatory for lending institutions to provide details of properties on loan for which a repayment tenor of at least one year is left.

Another problem is that CERSAI will not account for properties on which loan has been taken from a non-banking finance company. This will again limit the registry’s jurisdiction. Buyers of flats in Thrissur are often expected to give a lump sum even before the loan is sanctioned. In such cases, buyers can themselves run a check before settling for a deal.

Hence be cautious before settling on a property deal. Vishraam Builders, prime Builders in Thrissur brings to you legally clear flats in Thrissur with proper documentation. Get in touch with us to know more…

Building Construction Zones of Kerala

Kerala is a great place to live in terms of weather and good standards of living and most Keralites usually prefer to construct a house in Kerala, with some landscaped area around it. But recently, the trend is on apartment living and many builders in Thrissur and launching projects with flats in Thrissur. But before building your home you have to look out for the Building construction zones of Kerala to see if the building is in the correct zone or you will have to bear dire consequences in the future along with the loss of a huge amount of money. 

The Supreme Court had recently ordered the demolition of five apartment complexes in Maradu municipality in Ernakulam, Kerala, for violating Coastal Regulation Zone (CRZ) norms. Vishraam Builders, eminent builders in Thrissur strictly adheres to the building rules and builds in only residential zones.

Vishraam Builders, premier builders in Thrissur, bring to you a run through the Building construction zones of Kerala. Just check out!

Coastal Zone

Kerala is a major coastal state and has a long coastal line. As ecosystems near the sea are getting more and more fragile, the coastal line activities need to be restricted. Any human and industrial activity close to the coastline is governed by the Coastal Regulation Zone rules to protect the fragile ecosystems near the sea. Coastal zone is the area up to 500 m from the high-tide line.  Several kinds of restrictions apply near the coastal line, as per criteria like population, ecological sensitivity, distance from shore, etc. There are many CRZ rules to restrict building activities here based on the fact that areas immediately next to the sea are extremely delicate, home to many marine and aquatic life forms, both animals and plants & they need to be protected against unregulated development.

Seismic Zone

The areas which are prone to Seismic activity or earthquakes are called Seismic zones. Kerala lies in an area not having much seismic activity. But in the recent past seismic activity has occurred in clusters along the border with Tamil Nadu, especially in the districts of Idukki and Palakkad. The central midland region is more prone to seismic activity compared to other parts of Kerala. This region appears to have generated light to moderate size earthquakes.  A number of faults have been identified in Kerala out of which the Periyar Fault is more active. Main damage from earthquakes relies on numerous factors like subsurface geology as well as adherence to the building codes. Many builders in Thrissur are following rules set by the Bureau of Indian Standards (BIS) as criterion for construction of earthquake resistant structures.

Industrial Zone

There are specific Industrial areas defined in Kerala for the development of industries. These are the areas where industrial activity is taking place or is likely to take place in the future. The development in the area will be characterized by industrial estates, housing areas/townships, transportation networks, trade & commercial areas, and waste/effluent treatment and disposal.

 These areas, amongst others, may include: 

a) Mega industrial infrastructure projects like Industrial Corridors 

b) Special industrial regions (SIRs)

c) Petroleum, Chemicals and Petro-chemical Investment Regions (PCPIRs); d) Areas with major industrial estates/complexes, viz. Special Economic Zones (SEZs); Industrial Estates etc.

 e) Other such areas

Construction of buildings in Industrial zones have to follow certain norms and proper permissions are needed. Subsidies and amenities are given by the Government here for industrial construction.

Agricultural Zone

The agricultural zone is demarcated to ensure protection of agricultural lands from land use conversions. Agricultural zones ensure food security. They are targeted to meet the consumption needs of a growing population and to meet livelihood needs of the dependent population. In India as per the law, a person needs to be a farmer to own agricultural land. Agricultural land cannot be used for residential purposes & houses cannot be constructed on agricultural land to live in. You need to get the land use converted from agricultural to residential before any construction to take place. It is not easy to convert a fertile piece of agricultural land into a residential one. The land should be a dry land, for conversion. There are other applicable laws relevant to the transfer of the rights to the land, ownership records of the land and leases, if any. Often, plots of agricultural land may not be transferable. 

Civil Aviation

To minimize the population affected by aircraft noise land-use zoning has been done around airports. The areas of land near airports are usually demarcated as civil aviation zone. With effective land-use planning and management activities nearby airports are made compatible with aviation. Airport Civil Aviation zones are usually located far away from schools and residential areas to avoid the discomfort caused by the aircraft noise and emissions of the aircraft fuel.  Residential development is restricted near Airports as much land is required near the airport for further expansion of runways and other developments. 

Heritage Sites

The heritage zone aims to preserve historic and cultural heritage by protecting, places/sites of religious, archaeological, scenic and tourist importance. Residential development is restricted in heritage site areas and special permissions are needed. Historic areas cover places of religious importance, areas with monuments of national/state level importance, areas with world heritage sites etc. 

Areas Demarcated for Development by Government

Several sites are demarcated by the Government for economic and infrastructure development like Software parks, Railway & Bus stations, Flyovers, Bridges, Canals etc. There are also areas that are required to promote and support social development of tribals and poor section of society for their livelihood. 

Forest and Biodiversity Conserved Area

There are several areas which are aimed to preserve and conserve lands under important environmental functions like those declared as National Parks, Wild Life Sanctuaries, Reserved Forests, Eco Sensitive Zones, etc. and guide land uses around such preserved and conserved areas. This is done mainly not to have land use conflicts or negative environmental impacts. The areas of natural environment and its resources that provide ecosystem services also need to be protected. 

The main ecological and natural resources areas cover environmentally sensitive/fragile areas like reserved/protected forests, biosphere reserves, national parks, wild life sanctuaries and coastal regulation zones etc. These areas provide various ecosystem services and are protected by various environments and forest Acts. Natural resource areas like water bodies (rivers, creeks, lakes), areas with important mineral resources and other natural resources areas are also considered under this sector.  Other than that, areas with high share of attractive landscapes and scenic beauty also come under this category. 

Contact us at Vishraam Builders to book your Apartments in Thrissur today.  

Things you should check before buy an Apartment

Planning to buy an apartment for residential purpose or as an investment option in the near future! Nowadays many apartment projects have come up in Thrissur & Guruvayur where builders are into providing top amenities in their projects. Luxury premium apartments in Thrissur may be fitted up with amenities like air-conditioned common areas, spas, private health clubs, jogging tracks and many more. 

But before buying apartments or flats, be careful on what to look out for and not be misled by marketing talk! In the end you should get value for what you are paying for!

Here are some things you should check before you buy an Apartment:

Location

Location of the apartment is an important point to consider while buying an apartment! Whether you are buying flats in Guruvayur or apartments in Thrissur as an investment or planning to move in there, a good location like Guruvayur or Thrissur is always prime. Ensure the area has good growth and there are good schools, supermarkets and other essential amenities close by.

Property value

 When you are buying an apartment, be it a luxury or budget one, you should ensure that no other premium is charged other than what is quoted earlier. Take your time to compare apartment projects of other builders in the same location and decide. 

Legal matters

While buying a flat in Guruvayur or apartment in Thrissur, a lot of documentation in there.  Before you fix the deal, take care to go through the documents yourself and also get a legal consultation. Check the following documents and clearance certificates to avoid getting into any legal tangle in future:

  • Land Record
  • Construction Clearances
  • Approved Planning
  • Land Use Certificate
  • Master Plan of the property
  • No Objection Certificates 

Credibility of the builder

The credibility of the builder plays a major part in influencing your decision. You should thoroughly research the builder and his past projects. You can choose a credible builder like Vishraam Builders who develops only quality living spaces. 

Maintenance fees

All flats in Guruvayur or apartments in Thrissur will have a maintenance fee set. Try to compare with other projects with same features & amenities to get a fair idea.

Energy costs

Check out if other arrangements for power like alternate power sources like solar panels is there so that power bills will not come as a shock to you later on. 

Carpet area

Your apartment is where you will spend most of your time. Take care to ensure that the common amenities does not eat up the actual living space you are getting.  Hence a good carpet area should be there in your luxury apartment.

Paying for unwanted luxuries

Many apartments may have amenities that you may not be using. Take care you decide only on what you need. Inspect all amenities offered along with the property before buying.

Now that you have gone through a list of things you should check before you buy an Apartment happy buying to you from Vishraam Builders !

 

Common mistakes to avoid while taking a Home Loan

Common mistakes to avoid while taking a Home Loan

Buying a home is a lifetime dream for most people. Home loans take care of the financial liabilities associated with it to some extent for most people. But the loan can become a nightmare, if you commit mistakes while applying for the loan and can come out costly too as the money involved is huge!  Vishraam Builders, premier builders in Guruvayur brings to you a list of some common mistakes to avoid while taking a Home Loan to safeguard you against pitfalls so that the home loan does not turn into a burden in due course. 

Mistake 1: No sufficient funds for the down payment

Depending on your CIBIL score and repayment capacity, banks provide home loans of up to 80 percent of the value of the property. When you are applying for a home loan to buy a flat in Guruvayur, you contribute the remaining 20 percent of the cost, as a down payment, after which, the bank starts disbursing the loan.  

Mistake 2: Applying for a bigger loan amount than you can repay

It’s vital that when applying for a home loan for booking a flat in Guruvayur, your EMI outflow should not be more than 30-40 percent of your income. A bigger loan with a higher EMI, can be a great burden for you. 

Mistake 3: Selecting the wrong loan product

Several types of home loan products are available in the market like floating rate home loans, fixed rate loans, semi-fixed rate loans, home loan with overdraft benefits, incremental EMI home loans and more. You can choose the most appropriate loan product & get the maximum benefit in the long term.

Mistake 4: Taking a loan for a short tenure

According to the eligibility of the borrower, banks generally provide home loans for tenure of up to 30 years. As there is no prepayment penalty on the home loan it is better to opt for a longer duration home loan.

Mistake 5: Not comparing various banks’ offers

It is possible to compare home loan products offered by different banks nowadays on the basis of interest rate, charges, penalties, etc. You  should always avail this facility, to avoid selecting the wrong loan product, which may eventually be stressful for you.

Mistake 6: Ignoring one’s credit score 

If you are one of those people who commit the mistake of spoiling their credit score, by not repaying the EMIs for small debts like credit card bill or a personal loan, your chances of getting a home loan is weak. Keep the credit score healthy, if you are planning to take a home loan.

Mistake 7: Not taking insurance 

All home loan borrowers should take the required insurance cover, to protect their families from financial distress in case any unforeseen mishaps happen that can affect the ability to pay back the outstanding dues/EMIs.

Take care to read the fine print in the loan agreement  before you sign it. As now you know some of the common mistakes to avoid while taking a Home Loan be careful how you go about it. To book flats in Guruvayur get in touch with us at Vishraam Builders.

 

Benefits of Property Insurance

BenefitsofPropertyInsurance

Have you insured your property? If not, it’s time you did! With the rising costs of living increasing day by day, as a homeowner, it is your responsibility to protect your home & its contents. Your home is the biggest & most costly investment you’ll ever make in your lifetime. It is only sensible to protect your investment with insurance. 

Here are a few benefits of property insurance brought to you by Vishraam Builders, eminent builders of flats in Thrissur & apartments in Guruvayur.

Protection against Liability

ProtectionagainstLiability

It’s a lesser known benefit of property insurance policies. When you’re a careful homeowner you can prevent a lot of accidents and injuries, but when an incident happens like a fire or mechanical damage which could include your neighbor’s home, your property insurance Liability coverage can be of help. It protects against these costly incidents & will also cover the medical expenses of a guest injured in your property.

Protection against Power Outages

Protection against Power Outages

Power outages can occur from time to time in flats in Thrissur & these can cause serious damage to your devices and shorten their lifespan significantly. Property insurance can cover losses caused by power outages.

Protection against Property Damage

You get coverage against a lot of natural disasters like monsoons and floods, fires, earthquakes, theft, and other weather-related damages. Whatever be your property size, location, and other security features that you may have added there’s always the danger of fires, floods, or burglaries. 

Protection for Art and Jewelry

Protection for Art and Jewelry

Homeowners of apartments in Guruvayur who possess expensive jewelry, art pieces, or other valuable possessions in their home can think about an add on feature to your property insurance. This will pay out for any damages to your personal items. Keep in mind, though, that these add-ons only usually have a fixed amount that will be paid.

Protection for Commercial Ventures

When you rent your flat in Thrissur out to a third-party you are held responsible for any structural damages or personal injuries that they may cause during the occupancy. Your property insurance can provide protection against damage for all these. 

Points to keep in mind while insuring your home:

Whileinsuringyourhome

  • Always maintain proof of all your insured items in order to claim them.
  • No claims can be made for unauthorized construction, so make your investment wisely.
  •  Get a quote of the reconstruction cost from a contractor for extensive coverage when the time comes for policy renewal.
  • The home insurance policy only covers the building and its components. It does not cover the land.
  • Tenants can insure the contents of the house they are living in.

You can get the ultimate luxury of peace of mind by getting your home insured. Be it an apartment in Guruvayur or a villa, once you have selected your policy and paid your premium, protecting your property is no longer your responsibility but that of your insurer. Now that you know the benefits of property insurance get along & do it ASAP!

Home Automation for Smart Apartments

Home Automation for Smart Apartments

Smart technology is ruling the home automation sector nowadays! Progressing from simple timer-regulated thermostats and keypad door-locks into more innovative technologies. More and more home automation systems are designed with apartment dwellers in mind, and you can now incorporate smart technology in your apartments in Guruvayur or flats in Thrissur without breaking the bank.

Here’s a run-in on Home Automation for Smart Apartments from Vishraam Builders, eminent builders of apartments in Guruvayur or flats in Thrissur

Climate control

Climate Control

The 3rd generation Nest Learning Thermostat is a must have for high-tech homeowners of today who wish to save on heating and air conditioning costs through interactive programming and online management. It not just fulfills the function of keeping your home at a comfortable temperature, but also learns your habits and automatically adjusts itself to suit your needs. The climate control has built-in Wi-Fi that can be controlled by any device and additional sensors, & you’ll be able to change your temperature from miles away.

Lighting automation

Lighting automation

Are you a person who has the habit of leaving lights on? It can lead to wasted electricity. Home lighting automation can make it easy to activate or deactivate the lights in your apartment with the push of a single button. Lights can be easily turned on and off remotely, change their color and intensity, flash to signal incoming email messages and more.

Smart television

Smart television

Your home is your place to relax and unwind. What better way than zoning out in front of the television? With a smart TV in place, you don’t even have to rely on the Cable Network to get your favourite TV shows. The Smart TV will have internet capability and web-based features built directly into the television itself. You can access computer media files, enjoy online services, visit web pages, record videos, and play streamed games with the Smart TV.

Automated door locks

Automated door locks

Home automation can also be used to ensure the safety of your property which is very important. Your door lock can be majorly upgraded with home-automation security. A simple software interface provides a top-notch performance in a Smart lock. The lock can also be manually operated with the use of a key, in case something goes wrong. It keeps a complete record of those who enter and leave the house.

Home Surveillance

Home Surveillance

Security camera surveillance is needed if you want to know exactly what is happening in and around your home when you’re not around. You have many options in security Cameras.

Amazon Echo along with its voice-activated smart speaker, Alexa, is the perfect centerpiece in home automation, that will be the central control point for your smart home devices. Living in an apartment need not limit you in the home automation front. You can always go for affordable smart technology which is available today.

If  you have any other suggestions or tips when it comes to Home Automation for Smart Apartments? Do share them with us!

Things you’ll need for your first home

Things you'll need for your first home

It is a moment of pride for anyone to move into his/her own home. If you are going to start living in flats in Thrissur or apartments in Guruvayur, how to setup the new home and where to start are questions you face when you set up your own place for the very first time. We are sure you might be having your own long list of things to buy. But let’s start off by checking out the list of bare essentials here – the things you’ll need for your first home to live comfortably and safely.

To liven up your space

Furniture & furnishings along with accessories are an absolute necessity if you want to relax in your new home. So buy wisely! Things needed will be Chairs, Coffee table, Curtains (including the rods), Bookshelves, Lamp, TV along with a stand or mountings to keep it, Wall hanging, Photo frames & cushions.

Laundry Basket

You may not want to ruin your bedroom or the bathroom with dirty laundry strewn about. Just store them in style with good looking laundry baskets.

Making Cleaning easy

Making Cleaning easy

New place or old one cleaning is needed. So be prepared with the dusters, dust pans, cleaning agents and soap buckets, Wiping clothes, Scrubbers, Sponges, Washing liquid, Cleaning sprays, General disinfectant, Sweeping brush, Mop & Vacuum cleaner.

Sleeping at peace

Sleeping comfortably in your flats in Thrissur is a most essential thing! The most important things needed in a Bedroom are Bed, Bedside table, Mattress, Bedside lamp, Bed sheets, Duvet and its cover, Pillows and their covers, Wardrobe, Alarm clock or any wall clock, Chest of drawers, Dressing table, Clothes hangers & more. Buying a Divan bed or a futon is a brilliant idea if your new home is short in space.

All for a functional kitchen

All for a functional kitchen

Unless the kitchen is set, an apartment is incomplete! A fully functional kitchen needs a Kitchen table, Refrigerator, Dustbin, Kettle, Toaster, Microwave/Gas oven, Blender/ Mixer are the basic kitchen appliances needed. Get a basic set of Plates, Spoons, Forks, Knives, Drinking glasses, Cups and mugs and cookware to prepare and eat your meals.

Emergency light

An absolute necessity in your new home! Be prepared for the frequent power failures in the state.

A little bit of green

A little bit of green

It’s always good to bring in a little bit of greenery inside the house. Fresh plants and flowers can fill up a room with positivity, calm and freshness. You can have potted plants, hanging pots or a bunch of flowers & feel the difference it makes to your room.

Hardware tools & equipment

You can take care of any small installation or repair with proper tools & equipment like Screwdriver, Tester, Step ladder, Hammer, Pliers, Drill etc.

Now that you have the list of things you’ll need for your first home in place, it’s the time to look around & shop wisely. Vishraam Builders, eminent builders in Thrissur brings to you flats in Thrissur & apartments in Guruvayur, to set up your new home. Call us to know more.

മഴക്കാലരോഗങ്ങൾക്കെതിരെയുള്ള പ്രതിരോധം

ഋതുക്കളിൽ ഏറ്റവും ആസ്വാദ്യകരമായ ഒന്നാണ് മഴക്കാലം. ശരീരത്തിനും മനസ്സിനും കുളിരേകുന്ന ചാറ്റൽ മഴ മുതൽ ഇടവിടാതെ തിമിർത്തു പെയ്യുന്ന ഇടവപ്പാതി വരെ മഴയുടെ വ്യത്യസ്‌ത ഭാവങ്ങൾ നമ്മുടെ ഗൃഹാതുര സ്മരണകളുടെ ഭാഗമാണ്. നിറഞ്ഞൊഴുകുന്ന നദികളും വെള്ളം നിറഞ്ഞു കിടക്കുന്ന അണക്കെട്ടുകളും ജലാശയങ്ങളും എല്ലാം മഴക്കാലത്തിന്റെ പകരം വെക്കാനില്ലാത്ത സംഭാവനകളാണ്.

എന്നാൽ നാമെല്ലാം ഇഷ്ടപ്പെടുന്ന മഴയോടൊപ്പം എത്തുന്ന ക്ഷണിക്കപ്പെടാത്ത അതിഥികളാണ് മഴക്കാല രോഗങ്ങൾ. വിവിധതരം വൈറൽ പനികൾ – ഡെംഗു, ചിക്കുൻ ഗുനിയ, എലിപ്പനി – മലേറിയ, കോളറ, ടൈഫോയ്‌ഡ്, തുടങ്ങിയവ പലപ്പോഴും മാരകമാവുകയും ചെയ്യുന്നു. ഈ പട്ടികയിൽ അടുത്ത കാലത്തായി എത്തിയവയാണ് നിപ, കരിമ്പനി എന്നിവ. പുറമെ ശ്വാസകോശ സംബന്ധിയായ രോഗങ്ങൾ, അലർജികൾ, ചർമ്മരോഗങ്ങൾ എന്നിവയും മഴക്കാലത്ത് കൂടുതലായി കാണാറുണ്ട്. മഴക്കാല രോഗങ്ങളെ തടയുവാനും പ്രതിരോധിക്കുവാനും നമുക്ക് എന്തെല്ലാം മുൻകരുതലുകൾ എടുക്കാം എന്ന് നോക്കാം. കാരണം രോഗം വന്നതിനു ശേഷം ചികിൽസിക്കുന്നതിനേക്കാൾ എത്രയോ നല്ലതാണല്ലോ രോഗം വരാതെ നോക്കുന്നത്.

മഴക്കാലത്ത് വ്യാധികൾ കൂടാനുള്ള പ്രധാന കാരണങ്ങൾ പരിസര മലിനീകരണവും ഇക്കാലത്ത് ശരീരത്തിന്റെ രോഗ പ്രതിരോധ ശേഷി കുറയുന്നതുമാണ്. പൊതുസ്ഥലങ്ങളിൽ അലക്ഷ്യമായി നിക്ഷേപിക്കപ്പെടുന്ന മാലിന്യങ്ങൾ മഴവെള്ളത്തോടൊപ്പം കുടിവെള്ളവുമായി കലരുകയും തന്മൂലം രോഗാണുക്കൾ വ്യാപിക്കാൻ ഇടയാവുകയും ചെയ്യുന്നു. മാലിന്യങ്ങൾ കൂടിക്കിടക്കുന്ന സ്ഥലങ്ങൾ രോഗങ്ങൾ പരത്തുന്ന ഈച്ചകളുടെയും പ്രജനന കേന്ദ്രങ്ങളാണ്. പരിസര ശുചിത്വം ഉറപ്പു വരുത്തുകയാണ് ഇതിനുള്ള പോംവഴി. മാലിന്യങ്ങൾ ശാസ്ത്രീയമായി സംസ്‌കരിക്കപ്പെട്ടാൽ ഒരളവു വരെ രോഗങ്ങളുടെ വ്യാപനം തടയാൻ കഴിയും.

മഴക്കാലത്ത് പുറത്തിറങ്ങുമ്പോൾ സുരക്ഷിതമായ പാദരക്ഷകൾ നിർബന്ധമായും ഉപയോഗിക്കുക. ചെരിപ്പിടാതെ പുറത്തിറങ്ങി നടക്കാതിരിക്കുക. നനയാതിരിക്കാൻ കുട, റെയിൻ കോട്ട് എന്നിവ ഉപയോഗിക്കുക. നനഞ്ഞ വസ്ത്രങ്ങൾ, സോക്സ്‌, എന്നിവ എത്രയും പെട്ടെന്ന് മാറ്റി ഉണങ്ങിയ വസ്ത്രങ്ങൾ ധരിക്കുക.

കുടിക്കാൻ ശുദ്ധമായ തിളപ്പിച്ചാറിയ വെള്ളം മാത്രം ഉപയോഗിക്കുക.

ശരീരം, വസ്ത്രം, വീട്, പരിസരം എന്നിവ വൃത്തിയായി സൂക്ഷിക്കുക.

പ്രതിരോധ ശേഷി വർധിപ്പിക്കുന്ന പോഷകാഹാരങ്ങൾ ഭക്ഷണത്തിൽ കൂടുതൽ ഉൾപ്പെടുത്തുക. വിറ്റാമിൻ സി അടങ്ങിയ ഭക്ഷണങ്ങൾ രോഗ പ്രതിരോധ ശേഷി കൂട്ടുന്നവയാണ്. പഴകിയതും തുറന്നു വെച്ചതുമായ ഭക്ഷണങ്ങൾ, വഴിയോര ഭക്ഷണങ്ങൾ എന്നിവ ഒഴിവാക്കുക. കഴിയുന്നതും ഭക്ഷണം ചൂടോടെ കഴിക്കുക. ഭക്ഷണം കഴിക്കുന്നതിനു മുമ്പും മുഖം, കണ്ണ്, മൂക്ക് എന്നിവിടങ്ങളിൽ തൊടുന്നതിനു മുമ്പും കൈകൾ വൃത്തിയായി സോപ്പിട്ടു കഴുകുക.

പ്രമേഹം ഉള്ളവർ പുറത്തു പോയി വന്നാൽ ചെറുചൂടുള്ള ഉപ്പുവെള്ളത്തിൽ കാൽ കഴുകി തുടച്ചു വൃത്തിയാക്കുക.

കൊതുകുകൾ മുട്ടയിട്ട് പെരുകാൻ സാധ്യതയുള്ള രീതിയിൽ വെള്ളം കെട്ടി നിൽക്കുന്നത് ഒഴിവാക്കുക. കൊതുകിന്റെ കടി ഏൽക്കാനുള്ള സാഹചര്യങ്ങൾ പരമാവധി ഒഴിവാക്കുക.

പകരുന്ന രോഗ ബാധകൾ ഉള്ള വീടുകൾ, സ്ഥലങ്ങൾ എന്നിവ സന്ദർശിക്കാതിരിക്കുക. കുട്ടികൾക്കും പ്രായം ചെന്നവർക്കും രോഗപ്രതിരോധ ശേഷി കുറവായതിനാൽ ഇവരുടെ കാര്യത്തിൽ പ്രത്യേകം ശ്രദ്ധിക്കുക.

ചുമരുകൾ, ഫർണിച്ചർ എന്നിവയിൽ ഫംഗസ് വളരാതെ നോക്കുക.

പല രോഗങ്ങൾക്കും പ്രതിരോധ കുത്തിവെപ്പുകളും മരുന്നുകളും ലഭ്യമാണ്. രോഗബാധ ഏൽക്കാൻ സാധ്യതയുള്ള സാഹചര്യങ്ങളിൽ ജീവിക്കുന്നവരും ജോലി ചെയ്യുന്നവരും ഇവ നിർബന്ധമായും എടുക്കേണ്ടതാണ്

രോഗലക്ഷങ്ങൾ കണ്ടാൽ സ്വയം ചികിൽസിക്കാതെ എത്രയും പെട്ടെന്ന് വിദഗ്ദ്ധ സഹായം തേടുക.

മഴക്കാലത്ത് പതിവുള്ള മറ്റൊരു അപകടം ഇടിമിന്നൽ മൂലമുള്ളതാണ്. ഇടിമിന്നൽ ഉള്ളപ്പോൾ വൈദ്യുതോപകരണങ്ങൾ, ഫോൺ, എന്നിവ ഉപയോഗിക്കാതിരിക്കുക. ഇടിമിന്നലിനു സാധ്യത കാണുമ്പോഴും ഉപയോഗിക്കാത്തപ്പോഴും വൈദ്യുതോപകരണങ്ങളുടെ കേബിൾ, വൈദ്യുതി എന്നിവ വിച്‌ഛേദിക്കുക. വീടുകളിൽ മിന്നൽ രക്ഷാ ചാലകങ്ങൾ സ്ഥാപിക്കുക.

Waking up to The World Environment Day

Earth is our home and environment is its roof. If we all do our small bit towards our environment we can undue the damage and create a healthier and greener world for the future generations.

The World Environment Day is one of the best times to initiate efforts for a cleaner, greener planet no matter how small your step may be.

Significations and the road ahead

Every year June 5 marks the birth of World Environment Day (WED) as established by United Nations General Assembly in 1972. The significance of the WED can be understood as it is globally celebrated to raise awareness on environment and mobilize action for environmental protection.

While there are many causes of environmental pollution including industrialization, active constructions across the globe and non usage of environment friendly building norms by builders are also part of the problem. To lower the impact of environmental pollution, we at Vishraam Builders strive to adopt green and energy efficient buildings while minimizing pollution during construction phase of our apartments in Thrissur and Guruvayur. Giving high prominence to the environment is one of our core ethics as we truly believe our planet is our only real home.

Construction industry and pollution

A visit to any under construction site will make you understand the nuisances of pollutants active in the environment. The use of sand, bricks, mortar and other pollutants float in the air causing possible damage to construction workers and the people living in the vicinity of the under construction area.

We at Vishraam Builders make sure that the pollutants floating in the air are minimized with continuous monitoring of dust particles in the air. While pollution is a linked actively to the construction industry, adopting proactive means can minimize the damage as we strive to do our bit for our planet.

We use products that reduce global warming and avoid lead and other harmful material contents.

How we at Vishraam Builders strive for a better planet in our own way

Effective waste and water management

Waste and water management is a protocol that every Vishraam project follows to the tee. We understand the ground water is limited and hence wasting water is a cardinal sin. Balancing modern living with ethical living builders can facilitate rainwater harvesting. We ensure that creating rainwater harvesting catchment areas are planned in advance to ensure a cost effective harvesting plant as well as to recharge wells. Rainwater harvesting allows for an effective recharging of the groundwater that then helps the entire neighborhood due to rise in ground water levels.

Reduce Reuse Recycle is a part of our core values

Every building designed by us at Vishraam builders is designing for adaptability, and we use durable materials that are worth recovering for reuse or recycling. As a result not only are we able to save costs and pass on the benefits to our clients, we are able to minimize long term pollution and environmental degradation.

Buildings are designed to maximum use of natural light and air utilisation. Solar power supply to electrical grid is a step forward.

Enhancing green belt initiates

Every construction site linked to Vishraam Builders has a dedicated area, which is marked as an effective green belt. We plant trees and ensure green belt is developed completely once the construction phase is over and the project is handed over to our clients.

Focus on environmental clearance

As a socially responsible enterprise, we at Vishraam builders maintain high standards and initiate projects only after due diligence. All our flats in Thrissur and Guruvayur have been approved and cleared by associated environmental agencies. We are proud at our record of maintaining a fully compliant building and developing company with a 100% track record for all environmental clearances no matter how small or big the project.

Smart garbage disposal mechanism

As garbage disposal is one of the biggest urban challenges facing India, we at Vishraam builders ensure all our residential projects in Thrissur and Guruvayur are devised with effective garbage disposal mechanism. We have dedicated areas for collection of organic and non-organic waste helping residents do their bit for an effective garbage disposal.

Conclusion: World Environment Day has to be celebrated everyday and not just one day in the year. We at Vishraam Builders strive to ensure all our projects are environmental friendly doing our bit for our world.